First International BankEstablished as the Farmer's State Bank of Arnegard, in 1910, the First International Bank is today one of the best banks in United States. The bank has locations in the state of Arizona and North Dakota. The bank was the only bank in McKenzie county to survive the Great Depression and the bank closings that were a part of it. Trust powers were added on February 1, 1992 and the First International Bank became the First International Bank and Trust. First International Bank offers a variety of banking products and services. To begin with, the bank offers checking accounts for both business and personal use. The Free Checking account allows you to get a bank account without the clause of maintenance a minimum balance in the account. Safekeeping of checks is available, and you get the opportunity to do unlimited check writing . Moreover there is no service charge involved in this Free Checking account. Another popular banking product from First International is the savings account. You would get interest that is compounded on an annual basis. The interest is paid on the average collected daily balance . You are expected to maintain a minimum balance of just $200. If you are not able to do so, you would be charged $6 per quarter, if the minimum balance is not maintained. This charge is not levied on the bank patrons who are below 18 years (minors) or above 65 years of age (senior citizens). Other features of this account include the statement of account which is delivered on a quarterly basis. Six automatic transfers are allowed from this account in any given calender month. The transfers can be done by phone banking, online banking etc. In person transactions are not limited however. There is a special account type in this variety for people who are younger than 12 years. Certificates of Deposit are available from the First International Bank. With these you are allowed to keep your money in a safely invested mode for as long as you want. The maximum allowed term for certificates of deposit is 120 months. Different types of certificates of deposit are available with different clause about premature withdrawal and balance requirements. If you already have a savings or a checking account with First International bank, you would also get special rates. First International Bank also offers Health Savings Account. This is a tax favored account and the funds which are deposited in this account can be used to pay qualified medical expenses. The facilities in this account include unlimited check writing and check safekeeping. You are not levied any service tax in the first 12 month of account holding. First International Bank is a reliable bank for any kind of banking service. International Banking Services Privacy Policy Legal Disclaimer Contact |